About Us

Meet Rayma Garraway, aka The Down Payment Grant Queen! With a mission to empower homebuyers, Rayma helps individuals and families secure down payment grants and closing cost assistance up to $350,000. As a seasoned expert, she provides personalized guidance through the homebuying process, from credit repair tips to finding the best home loan options.

Through her comprehensive programs, Rayma equips future home buyers with the knowledge and tools needed to overcome financial barriers and achieve homeownership. Her services include:

• FREE 90-minute homebuyer orientation
• Government-approved 8-hour interactive Pre-Purchase online course
• 1-on-1 counseling to find the best home loan options
• Access to over 2,000 down payment assistance programs for educators, first responders, healthcare workers, veterans, section 8 recieptants and more

Rayma’s promise: “We’ll show you how to qualify for down payment help — guaranteed.” With her expertise, homebuyers can turn their dreams into reality and start building generational wealth. Let Rayma guide you every step of the way to keys in your hands!